March’s money tip is to know your why. By this, I mean getting very clear about your reasons for enhancing how you USE (understand, spend and earn) money.
Rather than having a vague notion that you should become more financially literate, consider what impact this might have on your life.
Will greater financial literacy support you to optimise your income and expenditure, better manage your debt, make a more informed investment decision? And what, in turn, will that mean for your sense of freedom and security?
Instead of the inner critic gnawing at you to be more financially responsible or to get out there and boost your income levels, imagine what spending more mindfully and earning more confidently will do for you, your lifestyle and your values.
In blunt terms, ask yourself why bother and get very clear on your reasons.