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Insightful Letter 9
Can money become a hindrance to your growth?

Hey ,

Hope you are doing fine.

I was listening to a podcast a few days back.

The speaker was discussing money and how it becomes an obstacle in our growth in life.

I found that interesting and that's what I am going to discuss today.

 The Idea      

Money is extremely important in our life.

There is no doubt about this.

If you are a student at college/university, you want to get a job to earn money (or want to start your own business).

If you are a professional, you want to make more money out of your job.

It is very rare to find someone who will tell you he/she is happy with the money he/she is making.

Almost everybody wants more.

And this craving for money can be seen everywhere.

I have seen my friends worried about whether they will get a six-figure salary or not.

It affects me also. 

I also think about how much money I will earn and how much will be ok?

A speaker in a podcast raised a very interesting point.

How much money (or salary) is enough for you?

More importantly, what decides how much is enough?

Students get worried and anxious about the fact that how much money they will earn? Will they earn enough?

If you are a student, think about how much money you need for living a healthy life?

Although this question is subjective, I am assuming that your monthly expenditure is not more than Rs. 10000.

Then suddenly after getting a job, your expenditure will rise two or three-fold. 

Because you want to raise your status by having a more luxurious lifestyle.

Have you ever thought who planted this thought in your mind that you can raise your status by buying more expensive stuff?

Probably everyone. Your friends, family, media, advertisements, etc.

They say you become an elite class when you use Apple gadgets, Zara clothing,  Rolex watch, etc.

Every multinational company in this world wants to convince you that you are incomplete without their product.

You must strive to earn more and more money so that you can afford their products.

Probably that's why concept like work-life balance has appeared in this age.

I am sure your father or grandfather has never heard of anything like work-life balance in their time.

Their salaries were low (compared to today) and so were their needs.

But were they unhappy?

I think they had a more fulfilled life.

Nowadays people want to work more and more, not always because they love their work but because they want to earn more money.

So, with that money, they can raise their status.

Money becomes an obstacle when you make it your aim in life.

Becoming a good teacher, engineer, banker, scientist, writer, painter, etc. can be your aim.

Imagine if someone tells you, eating is his aim in life.

How ludicrous it would be.

Eating is extremely important but it can't be your aim in life.

Similarly, how just making money can be your aim.

Isn't it also ludicrous?

Don't get me wrong. Money is great.

You should make a ton of money.

But it should be the result of your service, your product, not the other way.

If you can keep your needs minimum from an early age, you will have more money and time to think about productive things.

I am at a stage where I am not making much money. I am still a student.

But this thought that whether I will make great money or not, is not helpful.

If you think like this. Please stop thinking.

Remember this is a capitalist market. Everyone tells you to earn more (even if you have to compromise with family) because everyone wants you to buy their products.

Make great money in exchange for your great service or great products, not by compromising your time with your family.

It's not me but Apple co-founder Steve Wozniak is saying.

He was the one who designed and hand-built the company’s first product, the Apple computer.

He said in one of his interviews-

"My goal wasn't to make a ton of money. It was to build good computers. I only started the company when I realized I could be an engineer forever"

He recently told students in a university-

"Don’t work for money — it will wear out fast, or you’ll never make enough and you will never be happy, one or the other."

Money can be a great asset to your growth when it is the outcome of your service or product and you spend it on your learning and development.

But it can become an obstacle to your growth when money becomes the aim or purpose of your life.

Don't buy stuff because it is the new status symbol but because you need it.

Live a simple life.

As Leonardo Da Vinci Said-

"Simplicity is the ultimate sophistication"

What do you think? Let me know.

Book/article recommendation


The Paradox of Choice by Barry Schwartz

An absolutely fantastic book. Do you feel perplexed with so many choices available? In this book, you will get to know why we make poor decisions when we have a plethora of options available. You will also know how today's cluttered market fool you by presenting various options in front of you. A must-read. One of my favorite books.

One video suggestion

Is there exist a perfect salary? What is the relation between money happiness? 

Watch the amazing video below by CNCB.

One quote

"It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy."

                                                                           - George Lorimer


This week I have written about a common yet neglected genetic blood disorder 'thalassemia and its science'. Read below.

Aug 9 , 2020
Thalassemia: A Prevalent Yet Ovelooked Genetic Disorder

Read the full article

If you have anything to say or ask, just reply to this mail. I will respond.

Until next week,


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Jayabrata Das

IIT Bombay, Powai, Mumbai

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