Assetz is a complex behemoth that takes a great deal of work in assessing and re-assessing. As the amount of loans it approves continues to rise again post-pandemic, we've gone through this lengthy task once again. 

Read our latest update on Assetz Capital.

I regret that we've never written about environmental, social and ethical factors in investing. Ever. But the fact is that experience before 4thWay told me that it is a subject with disappointingly low popularity.

Perhaps the reason for that is it's hard for anyone to trust that responsible investments really do what they say? Or maybe it's the view that they probably underperform?

But I'm glad to say that this isn't the case in P2P lending. If you have any interest in making some of your investments more responsible, please read on.

It should be simple, but it isn't. Here, we've updated this piece with more information. We try to make the situation with FSCS protection on your unlent cash as simple as possible.

This is complete with a list of the P2P lending companies that have strongly confirmed to us that your cash that is not on loan is protected. Read about it here.