Wrap your car in ads for cash? • $500 side project examples and ideas • The copywriting handbook • Why everything must be paid for twice • Market recaps • and more!
Swift Saturday Financial Newsletter

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Hey, Dylan here. How was your week?

Remember the power of tiny gains:

You don't need to make massive improvements in a day or month. Focus on tiny improvements over years.


  • Wrap your car in ads for cash?
  • $500 side project examples and ideas
  • The copywriting handbook
  • Why everything must be paid for twice
  • Market recaps
  • and more!

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Extra Income 💵

Car wrap advertising

I'm working on a full roundup of these opportunities, so keep an eye out in the next week or two. For now, I just wanted to share a couple of the best ones I've seen so far:

  • Drivertise - Canadian company, available to drivers 20 years and older, car must be less than 15 years old.
  • Wrapify - For those in the US, drivers must be 21 years or older, car must be 2010 or newer.

How these platforms work is pretty simple. Once you sign up, provide your details (e.g. driving habits, car type, etc.), and meet the individual requirements of the platform, you'll be eligible to start receiving advertising offers.

If a company is interested in promoting on your car, you'll get a notification, and you'll be able to accept or decline the offer. If you accept, you'll receive further details on when and where to get your car wrapped. Wraps can be as small as your back window or as big as your entire car.

Not that you don't have to pay for the wrap to be applied or removed -- if a company says otherwise, it's probably a scam.

Once the ad is on your car, you just drive! Estimated earnings seem to be anywhere from $100-$500+/month, so this is a pretty neat passive income opportunity.

Have you already made money with car wrap advertising in the past? If you have, please reach out and let me know. Would love to hear about your experience (and can pay you for your time).

Tellwut surveys

Tellwut is a bit of a lesser-known survey site, but if you're willing to look past the dated design, you might find some decent opportunities and rewards. My favorite part of this site are their quick and easy trivia and poll questions, like this:

Tellwut national puzzle day multiple choice question

This took a second to answer and paid 25 reward points (~$0.06). Not much money at all, but it's interesting to participate in the community and the quick cash is a nice bonus.

If you're in the US or Canada and want to join or learn more, go here.

Business Ideas and Stories 💼

More $500/month side project examples

I shared a similar thread from Hacker News in Swift Saturday Financial #75 that went over well, and now there's a new one with brand new ideas.

A few of my favorites:

A service that checks if your site/app is offline, and notifies you if it is.

Quote from the founder:

My trick for launching into 200 competitors providing the "same" service and still getting customers?

- I work two hours a day, every weekday on OnlineOrNot, and no other side projects. I've had this streak going for about nine months now.

- I focus particularly on features that solve my customer's pain (and I ask my customers what that pain is)

- I'm ruthlessly iterative. If I can't get a feature done in two hours, I figure out how to cut scope down to a two hour block, and ship that. Then iterate on it.

This is a book written by someone with ADHD to help others with ADHD better understand their brains. Was written last year and makes ~$500/month.

Good idea because:

  1. The author already has expertise on the subject (he has ADHD)
  2. Many people struggle with ADHD, so the market is there

A question to ask yourself: What expertise/knowledge do you already have that others would pay for?

3. KBee

This site turns your Google Drive folders into an efficient searchable wiki. Launched last year and is currently making $1,500 MRR.

Things I like about this one:

  • Created based on a personal need. The founder needed a non-clunky Google drive wiki for his software business, so they created it.
  • Built off another platform. I've featured multiple projects in past newsletters that leverage other platforms (e.g. Twitter extensions, Notion templates, etc.). You don't need to invent something entirely new to find success!

This is a website-blocking app for iOS. It allows you to block sites in Safari to limit distraction and increase productivity.

Makes ~$750/month. $32.5k lifetime. Founder says they've spent <40 hours conceiving, implementing, and updating it.

This is quite a simple idea and it works because it helps solve a very specific problem.

This site turns your video into a flipbook. Founder says, "I've done nothing to promote it for more than a year. It's around $500/m revenue."

Makes for a really neat gift idea, so I'm sure if the founder put more work into marketing, revenue could be even higher.

6. Freelancer

Love this comment. No complicated business, no intense coding skills, just hard work:

I'm not an engineer outside of the occasional WP site, but that's enough. Cold email is my bag and I'm a good (and proficient) writer. In October I started cold emailing internet, marketing, and SW companies asking if they needed any help with their blogs. In the intervening months I've added 7 clients that pay, on average, $700/month for various help with content. Most of it is blog posts but I also do press releases, eBooks, etc.

Cold email works when done right. Opportunities are out there, you just need to find them.

Computer generated art posters. The project made $1,000 in a weekend according to the founder. Now they're working on making it even better and more automated.


Many more ideas in the full thread. Highly recommend checking it out.

Jobs 👔

Tips and Tricks 💡

Learn copywriting on the go

If you want to start helping brands and companies with their copywriting, check out this new page from Marketing Examples. And if you haven't already, check out the rest of the site as well. Great ideas and examples to help you learn how to write effective copy.

How to be successful

Articles like this can really be a hit or a miss, but I think this one is a hit. Sam Altman breaks down 13 things he's learned about achieving success over his time of observing thousands of founders.


Tips and Tricks 💡

Everything must be paid for twice

Everything has two prices:

  • The first price is the obvious one: buying the item. 
  • The second price is less obvious: actually using and gaining something from the item.

When you buy a book for $20, you’ve paid the first price. The 10 hours it’ll take to actually read the book is the second price -- and you’ll need to spend it in order to actually gain anything from spending that original $20.

The lesson that I got out of this is that, instead of continually buying new things, try to first get all the value you can out of what you already have (e.g. finish that book, play that game to the end, learn that new hobby, etc.).


Market Recaps 

📈 Stocks 

Source: Google Finance

Most of the major indexes recovered slightly this week, though are still in the red for the year. The energy and financial sectors saw the biggest gains this week. Microsoft and Apple posted nice gains this week after strong earnings reports and outlooks. 

You can follow more upcoming earnings reports here.


  • Bank of Canada holds off hiking interest rates, sets stage for March increase (The Globe and Mail)
  • Federal Reserve points to interest rate hike coming in March (CNBC)
  • U.S. economy grew by 5.7 percent last year, fastest pace since 1984 (NBC)

What happens when rates rise? Borrowing costs (e.g. for things like mortgages, car loans, business loans, etc.) go up. This also means your savings account might start offering better interest rates.

🔮 Crypto

Sources: Google Finance and CoinMarketCap. Price data as of 7:30PM PST

Crypto was relatively flat this week. Bitcoin recovered slightly from its $33k low, Ethereum mostly recovered from its mid-week dip to $2,200.


  • Elon Musk tweeted that he’d “eat a happy meal on tv if @McDonalds accepts Dogecoin”
  • Following Twitter’s lead, Reddit is testing NFT profile pics (Cointelegraph)
  • Youtube CEO hints at possible NFT features in the future (The Verge)
  • Crypto money laundering rose by 30% in 2021 (BBC)
  • Biden Administration To Regulate Bitcoin As A Matter Of National Security (Bitcoin Mag)

Hope you enjoyed this week's letter!

Which part was your favorite? What do you want to see more or less of? Hit reply and let me know!

Enjoy the rest of your weekend!

- Dylan

PS: Past letters if you missed 'em: #77#76#75, #74, #73.

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