| 5 new age investment options for your portfolio |
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You may be a millennial looking to diversify your traditional portfolio with new-age investment options, or a Gen Z investor keen on curating a modern investment portfolio. Or, you may even be a Gen X investor who is interested in keeping pace with the rapidly growing world of investments in India.
Whatever category you may belong to, the good news is that there are plenty of new-age investment options that can diversify your portfolio and give it a boost. So, without further delay, let’s jump right into the details and check out some of the top ‘hot’ investments in the market right now.
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| Recommended Read |
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The Joys of Compounding
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Before you walk, you crawl. Before you invest, you learn about compounding by committing to being a lifelong learner. “Compounding [the process in which an asset’s earnings, from either capital gains or interest, are reinvested to generate additional earnings over time] is one of the most powerful forces in the world,” Gautam Baid, a fund manager at Stellar Wealth Partners India Fund, writes in his profound, engaging The Joys of Compounding.
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| New-age investment avenues: Are they safe for your hard-earned money? |
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The investment landscape has gone through a sea change over the last decade as technology becomes the core driver. The amalgamation of tech and money management has brought about interesting investment options, many of which the common investor doesn’t understand much about.
Here is an impartial look at ‘hot’ asset classes that everyone is talking about.
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| Recommended Read |
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The Automatic Millionaire, Expanded and Updated
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It may be less intimidating to know that best-selling author David Bach wasn’t always a millionaire, nor that he had his finances all figured out as a young man. In The Automatic Millionaire, he tells the story of a middle-class couple who taught him by example how to acquire wealth by setting up automatic deductions from their salaries that went into savings, retirement, and other accounts—while he, then in his mid-20s, was living paycheck to paycheck, teaching a investment class through an adult education program
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Your next business idea, delivered weekly.Trends tells you the next big thing – months before everyone else. Their dynamic team of business analysts already outlined 1,000+ vetted business ideas you can start in a weekend, and they send new ideas and market signals straight to your inbox weekly.Try Trends for a week for only $1!Powered by Swapstack
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| How to Invest $1,000 in Stocks & More |
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A thousand dollars may not seem like much in the grand scheme of things, but don't knock the power of the money you invest. Even $1,000 is a fantastic start in building toward long-term financial flexibility.
In this day and age, there are ample investment options to choose from. It's wonderful to have so many choices, but deciding which direction to go in might be overwhelming. Here are seven investment options to help you get started.
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| Recommended Read |
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Broke Millennial Takes On Investing
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Erin Lowry explains first off that this book is for true beginner investors, not for those who are already maxing out their 401(k)s or reading Morningstar’s website for fun. It’s for a “rookie investor who may not even know what a brokerage account is,” she writes.
This latest book on investing is the second she has written; the first was Broke Millennial: Stop Scraping By and Get Your Financial Life Together. She also wrote Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations.
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| 22 Experienced Investors Share Their Best Way To Invest $1000 |
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Even though investing $1000 is not going to make or break your retirement, building that habit of saving and investing early is a big part of how most millionaires build their nest egg, as Thomas J. Stanley and William D. Danko showed in their classic personal finance book, The Millionaire Next Door.
So what’s the best way to invest $1,000? Before we even start talking about investing, the general consensus is that you should keep at least 3 months worth of expenses in cash for emergencies (also known as a “rainy day fund”).
So if you don’t have that safety buffer built up yet, before you think about investing, we recommend opening a high interest savings account at an online-only bank or at Citi, and setting up recurring transfers from your checking account into your high yield savings account. But of course, you’d have to make sure everything is digitally secured, after all, digital security is a priority now, especially since we are now in the information-technology era.
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| Recommended Read |
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Get Good with Money
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In Get Good with Money, Tiffany Aliche begins with a cautionary tale of all that can go wrong with a young adult diverting her attention to a get-rich-quick scheme rather than saving and investing. At nearly 30, she ended up back home sleeping in a childhood bedroom with less money than she had as a teen. She had lost her condo, owed thousands of dollars, and had a curfew that her parents imposed. To add insult to injury, the country, and much of the world, was reeling from a financial crisis. That reality was sobering to her but proved to be a turning point, in which she did an about-face and got serious about her financial future.
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Given that most of these companies don’t generate positive cash flows/profits, conventional methods of valuation cannot be relied upon to determine their intrinsic value. Investors need to rely on various key performance indicators (KPIs) which should be used to gauge the true potential for such companies. Among the most often used KPIs are – active users, transacting users, frequency of transaction, Gross merchandise value (GMV), Average Order Value (AOV), Contribution Margin etc.
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Fundrise is an online real estate company that lets average — read: not wealthy — investors buy into private commercial and residential properties by pooling their assets through an investment platform.
Fundrise's main products are real estate investment trusts, or REITs, which generally invest in income-producing real estate, either through buying and managing buildings or by holding mortgages. The company calls its products “eREITs.” Fundrise also offers eFunds, in which investors’ pooled money is used to buy land, develop housing and then sell it. Fundrise also offers what it calls an Interval Fund, which offers higher liquidity and diversification than its other funds.
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If you’ve ever had a landlord, you probably don't dream of being one: Fielding calls about oversize bugs and overflowing toilets doesn’t seem like the most glamorous job.But done right, real estate investing can be lucrative — even now that we've shifted to an environment of higher interest rates. Investing in real estate can also help diversify your existing investment portfolio and be an additional income stream. And many of the best real estate investments don’t require showing up at a tenant’s every beck and call.The trouble is that many new investors don’t know where or how to invest in real estate. Here are some of the best ways to make money in real estate, ranging from low maintenance to high.
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Approaching the midpoint of 2022, market, economic, and geopolitical conditions all appear fraught. Inflation is hitting 40-year highs, the Federal Reserve is sharply reversing monetary policy, the pandemic hasn't gone away, and supply chain woes have been exacerbated by COVID-19 lockdowns in China and Russia's invasion of Ukraine, with the latter putting the Western bloc the closest to a war footing in decades.
Not surprisingly, this perfect storm of negative market drivers has pushed stock and bond prices south in lockstep, impairing the normal diversification of risks in a balanced portfolio.
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