Get started with the basic facts about retirement planning


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Get started with the basic facts about retirement planning

Basic Retirement Planning
You may have a very idealistic vision of retirement--doing all of the things that you never seem to have time to do now.

But how do you pursue that vision?

Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for your retirement years. To make matters worse, few employers today offer a traditional company pension plan that guarantees you a specific income at retirement.

Estimating Your Retirement Income Needs
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors. However, by doing a little homework, you'll be well on your way to a comfortable retirement.

Saving for Your Retirement
You have several options for saving for your retirement. How do you know what to do? Here's one common approach.

How does critical illness insurance work?

How Does Critical Illness Insurance Work? Critical illness insurance pays you cash if you're diagnosed with a covered illness. This includes cancer, stroke, kidney failure, organ transplant, and more. Here's how it works: Select a coverage term. You can get coverage that lasts from 10-30 years.Select a coverage amount. Policies range from $10,000 to $500,000.Take the medical exam (if required). Not all policies will require this. Typically, policies ...

Prepare For Cyber Threats Before They Happen

Cyber security events are on the rise. From malware to ransomware, businesses are at greater risk than ever from cyber attacks. Is your company protected?Proper security requires a well-informed team, tight security protocols, and the right insurance. Here’s an overview of what you should know to be prepared for cyber threats to your operations.Small business does not mean “small target”:Owners of small to midsized businesses (SMBs) often assume they’re under the radar of cyb [...]

How to Get the ‘Steal Me’ Sticker Off Your Car

No one wants to attract the attention of thieves. Yet the actions of many vehicle owners practically beg thieves to take a crack at their cars. What are you doing that might tempt thieves? And, just as important, what are you doing to deter them?Vehicle owners can easily reduce the risk of car theft and resulting insurance claims with a few simple steps. To properly protect your asset, consider the following list of dos and don’ts:Do:Lock your vehicle at all times. ...