Accelerated Benefits also referred to as Living Benefits provide the potential to receive partial or full benefits if diagnosed with a qualifying medical condition.
Terminal Illness - If an eligible insured diagnosed with a condition that results in death within 24 months.
Chronic Illness - If an eligible insured is unable to perform 2 of 6 daily living activities for a period of at least 90 days or requires constant supervision to protect from threats to health or safety due to severe cognitive impairment.
Critical Illness - If an eligible insured is diagnosed with a critical illness. Examples are heart attack, stroke, invasive cancer, paralysis, loss of limbs, and many other.
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